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Settlement
A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition.
Stipulation with Request for Award (Stip):
A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time.
Commutation
An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney.
Wage Loss
Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD).
Vocational Rehabilitation
This benefit assists qualified injured workers in returning to work.
Cumulative Trauma (CT)
An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome.
Transportation Expenses
A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement.
Consultative Rating
A rating of permanent disability provided by the DWC Disability Evaluation Unit when a claim is litigated or if the injured worker has an attorney. See Permanent Disability Rating.
Panel Qualified Medical Evaluator
A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.
Apportionment
A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities.
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